Michael A. Bowers
HECM Housing Wealth Advisor
With a distinguished career spanning decades in financial planning, mortgage lending, and retirement income strategies, Michael A. Bowers brings a wealth of expertise to Cohen Mortgage as a HECM Housing Wealth Advisor. His passion lies in helping retirees unlock the potential of their home equity through Home Equity Conversion Mortgages (HECM), providing them with financial flexibility and security in retirement.
Michael has held leadership roles at major financial institutions, specializing in the FHA HECM loan program and HECM for Purchase (H4P) solutions. His background includes serving as a branch manager, loan officer, and financial columnist, where he distilled complex financial strategies into actionable insights for homeowners. A former radio talk show host and thought leader in retirement income planning, Michael is committed to educating clients and professionals alike on evidence-based retirement solutions.
A graduate of the University of Kentucky with a Bachelor of Science in Business Administration, Michael has also held multiple financial certifications, including Certified Financial Planner (CFP, relinquished), NASD Series 7, 24, 27, and 63 licenses, and Senior Real Estate Specialist (SRES). His leadership extends to professional organizations such as the Financial Planning Association and the Society of Financial Services Professionals.
As a dedicated advocate for senior homeowners, Michael is excited to bring his passion for housing wealth strategies to Cohen Mortgage, guiding clients through the HECM process with integrity and expertise.
I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.
I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.
Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.
I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.
