Kelly Valerius

NMLS # 2579644

513-227-8838

kelly@cohenmortgage.com

Blog

Exploring the Idea of Using Your Retirement Savings for a Second Home

Exploring the Idea of Using Your Retirement Savings for a Second Home

Is your favorite vacation spot by the beach calling your name? Or do you long to relax in the woods every weekend? Buying a second home can be a great way to unwind and take a break from the daily grind. It might be so tempting  that you are contempl

Oct 24, 2023 | Purchasing a Home

Mortgage Options for Freelancers and Gig Workers

Mortgage Options for Freelancers and Gig Workers

In today's evolving workforce landscape, traditional 9-to-5 jobs are no longer the sole means of income for many individuals. Freelancers and gig workers represent a growing segment of the workforce, but they often face unique challenges when it comes to

Oct 19, 2023 | Purchasing a Home

Buying a New or Older Home: Weighing the Pros and Cons

Buying a New or Older Home: Weighing the Pros and Cons

Whether you are a first-time home buyer or ready to trade up, you’ll have to choose between a new construction and an existing dwelling. Neither is necessarily better than the other; they offer different benefits and challenges. Here’s a guide

Oct 17, 2023 | Purchasing a Home

How a Refinance Loan Can Help You Save in Today’s Economy

How a Refinance Loan Can Help You Save in Today’s Economy

In today’s market of higher inflation, most people are looking for ways to save a little money. One way you might be able to put more cash in your bank account is by refinancing your mortgage. Even if your mortgage is only a few years old, there may

Oct 12, 2023 | Refinancing a Home

Navigating Mortgage Opportunities for Veterans and Service Members

Navigating Mortgage Opportunities for Veterans and Service Members

For those who have fearlessly defended our nation, the battle to secure a place to call home shouldn't be burdened by unnecessary financial shackles. Veterans and service members are armed with a unique set of mortgage options tailored to their needs. Amo

Oct 10, 2023 | VA Loans

How to Use Gift Funds for Your Down Payment

How to Use Gift Funds for Your Down Payment

Is the down payment the last hurdle keeping you from homeownership? There may be other options you haven’t considered. For example, if you've ever received an unexpected check in the mail from a generous friend or family member, you're definitely on

Oct 05, 2023 | Purchasing a Home