Using Gift Funds for Your Down Payment – Rules & Requirements How to Use Gift Funds for Your Down PaymentBuying a home is a big financial commitment, and coming up with a down payment can be one of the biggest challenges. The good news is that g
Feb 26, 2025 | Purchasing a Home VA Loans
How to Avoid or Remove Mortgage Insurance Mortgage insurance can add extra costs to your monthly mortgage payment, but the good news is that it’s possible to avoid or remove it in the right circumstances. Whether you’re a first-time homebuyer
Feb 19, 2025 | Purchasing a Home VA Loans Refinancing a Home
Understanding Closing Costs Breakdown & Budgeting Welcome to Week 6 of The Mortgage Minute! This week, we’re diving into Closing Costs, an essential part of every real estate transaction. Whether you're a homebuyer, seller, or a mortgage profess
Feb 13, 2025 | Purchasing a Home
Understanding Interest Rates & How They Are Calculated When shopping for a mortgage, many people assume that their credit score is the primary factor in determining their interest rate. While credit scores are important, the reality is far more comple
Feb 05, 2025 | Purchasing a Home Interest Rates
Week 4: The Mortgage Minute - The Loan Application Process: Step-by-Step Guidance Written by: Eddie Cohen January 28, 2025 Welcome to Week 4 of The Mortgage Minute! This week, we’re focusing on the loan application process. Understanding this
Jan 29, 2025 | Purchasing a Home
Understanding Credit Scores: Why They Matter for Your Mortgage Written by Eddie Cohen – January 13, 2025 Your credit score plays a vital role in determining your ability to qualify for a mortgage and the interest rate you'll pay. In this pos
Jan 15, 2025 | Credit Interest Rates Purchasing a Home